Merchant services and credit card processing - Providing the merchant account and payment gateway rolled into one

Safe, reliable and affordable payments

Complete card processing
solutions for your business

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Our card machines are ideal
for small to large businesses

Get a free quote


Turn your smartphone device
or tablet into a card terminal


The complete online payment solution

Online Payments
Everything you need
to accept payments online
Complete Online Payment Solution
Rates from just 1.5% & 20p
Merchant account and gateway
Powerful integrations
24/7 UK based support
FREE Virtual Terminal
Card Terminals
Fast and secure credit
card machines
Credit Card Terminals / EPoS
Transaction rates from just 1%
UK based 24/7 support
Capped transaction rates
Quick set-up within days
Most up-to-date terminals
Mobile, portable and fixed
Card Readers
Turn your smart phone into a card terminal
Mobile Phone
Rates from 1.5% - 2.75%

£2k worth of free transactions

Use your smartphone
Just £49 one off payment
No monthly fees, no lock-ins
Super fast sign-up
Virtual Terminal
Increase sales with
MOTO payments
Telephone Payments
Convert 40% more customers
Easy to use screen
Multiple simultaneous users
No additional fees
Enable pre-authorisation
Set-up repeat payments

Want to sell online and looking for an affordable solution from an established company?
Need a merchant account and payment gateway in a single combined solution?
Wish to reduce your rates and save your business unnecessary costs?

Good morning and welcome. Since 1997 we've been the smart, affordable solution for businesses wanting to accept payments either using card terminal in a shop, through a website or using a virtual terminal. As an independent payments provider with no shareholders to please, we represent numerous banks so provide a solution that’s right for YOUR business, not the banks. It also means we keep rates low!

When people come to us for their eBusiness needs we treat them, not as a number, but as an individual. We appreciate that each customer has their own level of understanding when it comes to what they are wishing to achieve. Backed up by free UK support, we are the complete solution.

Accredited platinum partners with many major UK, European and Worldwide acquiring banks

Just some of the companies that have come to us for their payment processing

First Hull Trains
Coors Group
Lotus Cars
The White Company
Papa John
City Link
Hull Daily Mail

Do other companies offer the same?

15 years online payment expertise 17 years online payments expertise FREE Multi-Currency Acceptance FREE support & customer service
Powerful API's and Integration Methods Over 750m transactions processed Powerful API's and Integration Methods PCI Compliance
Powerful API's and Integration Methods Thousands of merchants World wide FREE Multi-Currency Acceptance Dedicated account manager
Powerful reporting tools as standard Easy, simple application process FREE Multi-Currency Acceptance Ability to trade in 120 currencies
FREE Virtual Terminal with all accounts Secure platform with 100% uptime FREE Multi-Currency Acceptance No monthly volumes, no deposits
FREE Recurring Billing Facility

FREE Virtual Terminal
FREE Multi-Currency Acceptance No account admin fees
FREE PCI Compliance normally £20 p/month

FREE repeat billing facility

FREE Multi-Currency Acceptance Nothing to pay now
FREE PCI Compliance normally £20 p/month FREE multi-currency acceptance FREE PCI Compliance normally £20 p/month Low risk, high risk & adult supported

The complete solution...

Our payment solutions comes with all the features, add-ons and elements you will ever need to accept credit or debit cards online.

Get started today

Capture every sale, every time..

Sign-up today for our internet merchant account and online payment gateway

Accredited partners with over 20 UK, European and Worldwide acquiring banks
Accredited partners with UK, European and Worldwide acquiring banks


Wishing everyone a merry Christmas and a prosperous New Year
For information on opening times and application timescales over Christmas, please click here
Web-Merchant Services Limited © 1997 - 2014 Company Registration No. 03919014
Get started today...
Check to see if we can help your business

Looking for something specific?
Sign-up today for our internet merchant account and online payment gateway
0845 475 3540
9am - 4pm Monday to Friday. Calls from a BT landline charged at local rate. Mobiles may vary

About Web-Merchant Services

Established in 1997 and as accredited platinum partners with many major UK, European and Worldwide acquiring banks, and by keeping our customers’ desires at the heart of all that we do, we strive to deliver value for money and flexible online payment options

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Help & Advice

The Complete Solution

Business Support
Technical Support
Important Information
White Papers
Search Website
What's a Merchant Account
What's a Gateway

Free Tools

Batch Procesing
Virtual Terminal
Recurring Payments


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Accounts Available

Merchant Account & Gateway

Merchant Account Only
Payment Gateway Only
High Risk Merchant Account
Adult Merchant Account
Virtual Terminal
Recurring Payments

Security & Fraud

Anti-Fraud Solutions

Encryption and Security
3D Secure
PCI Compliance


Website Integrations

Integration Methods

Shopping Cart Plug-Ins
Test Accounts
Website Requirements
Websites Integrated
Developer Support
Payment Demos
Mobile Payments

Frequently Asked About

Loans and other credit
Travel & Accommodation
Third Party Businesses

Claims Management
Subscriptions & Memberships
Tickets and Events

Further Information

Contact Us
Supported Businesses
Application Process
New To Online Payments
How It All Works
Previous Credit History
Alternative Payment Methods
Corporate Accounts
Referral Programme

Other Services

Web Design Services
Credit Card Terminals
Credit Card Readers
TMF Accounts

Anti-Money Laundering No. 12709698. Data Protection No. Z3544745. Registered with SOCA (Serious Organised Crime Agency) Fully PCI DSS compliant
Registered Office Address: 144 - 148 English Street, Kingston upon Hull, East Yorkshire, HU3 2BT, United Kingdom