Web Merchant Services - Online Payment Solutions
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World Account Anti-Fraud Solutions
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The anti-fraud solution supports the latest international security checks including MasterCard SecureCode and Verified by Visa. Plus, you can configure your own security checks using our online management facilities.

Features

  • Deploys a range of one-off checks, including Card Verification Value (CVV2), Address Verification Service (AVS), Verified by Visa, and MasterCard SecureCode
  • Checks each attempted payment against a constantly updated database of transactions to ensure it’s alert to the latest risks
  • Support for email and computer (IP) address screening

Benefits

  • Lower costs by reducing online fraud
  • Increase sales by limiting the number of legitimate purchases you turn down
  • Easy to set your own security checks
  • Reduce the time you have to spend on transaction analysis
  • No software to maintain so it's easy and hassle-free
  • Constantly evolving and learning, the anti-fraud solution adapts to the latest threats

This above service(s) is provided automatically when you apply for the Web Merchant World Account

For more information please see:


Deferred Payments (pre-authorisation)

In addition to the normal online credit/debit card checks, you may want to make offline checks against your shopper's credit/debit card. Deferred payment (or pre-authorisation) gives you the time to make such checks.

The shopper enters their card details as normal, the online checks are made, and funds are reserved for payment against the shopper's card. However, the payment is not completed at the time, but deferred, allowing you to make additional offline checks against the card. If you are satisfied with the results of those additional checks, you complete (or post-authorise) the transaction. The shopper is now debited, and remittance (the funds that are made over to you) is made to your account.

If you want to support both standard authorisation and pre-authorisation on your web site, we will need to set you up with two remittance accounts. You can manage pre-auth transactions through to post-authorisation on the Customer Management System (CMS) - see below or click here

Note: Pre-authorised transactions are effective only for five working days and, if not post-authorised, will lapse after this period. This means that the shopper's card will not be debited and you will not receive remittance of funds.

This service is provided at no extra cost

If you would like this setting up on your account please contact us


We can help you accept the following cards - VISA - VISA Delta - MasterCard -  Maestro - Solo - JCB - Visa Electron
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