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Direct Payment Integrations and API and Guides

You can use this area to download any of the relevent documents, guides, manuals and instructions that you may need for informational purposes.

Please choose the right account and click on the information you require:

Due the nature of our business integrations methods can change. Therefore the information within these documents is subject to change without notice. Up-to-date manuals and integration guides are available once your account is active and ready for testing.

Please note that any integration work should be started once an account is approved. Any work that is started beforehand is at the merchants own risk.

Optimal Account

In this section you will find information on integrating your website to the payment page, either using an API or by using the simple payment page. You will also find information on our repeat billing system


World Account

In this section you will find information on integrating your website to the payment page and information on our repeat billing & batch processing systems


Premier Account

Please use this section to download any documents that you are unable to open, or may need to replace. These include pre-check from and integration guides.


More

Do you need to download our eCommerce Shopping Cart user guides? Well you have come to the right place. You can download a guide for all of them - ECB v1, 2 and 3


 

Optimal & Optimal Plus One Account

Direct Payment Integrations and API and Guides

API Reference Guide for Web Services
The API allows you to securely submit several transaction types by way of your own e-commerce site.

  • Your customer can create a profile that includes personal information and billing details. The profile is securely stored, which is used for future e-commerce transactions and can be modified by the customer when required.
  • Your customer can transparently process purchases on your e-commerce site – the customer experiences your branded site only.
  • You can use existing customer profiles to process purchase transaction requests, e.g., for billing requests that occur regularly.
Checkout API for one-time payments (Tradegard)
The Checkout API allows a customer to transparently process secure purchases on your e-commerce site. Please note that the account for this integration is for eCommerce transactions only and does not support the virtual terminal or the repeat billing facility.

Direct Payment Component Guide (for Java)
The merchant sends transaction requests (e.g., Purchase) to the transaction processor via Java Direct Payment, which acts as a secure transport medium. The merchant uses sockets through SSL (Secure Sockets Layer) to communicate securely with the payment server over the Internet. Transactions are validated at both the Java Direct Payment and the payment service levels. For example, the transaction processor sends a response for both successful and failed transactions (e.g., if an invalid card type is supplied).

Direct Payment Component Guide (for Windows 2000/NT)
The merchant application (ASP, VB, or VC++) uses a dictionary object to exchange relevant data with the Direct Payment component. The dictionary object is a data structure that stores information in pairs of keys, with a one-to-one key value (e.g., the credit card type might be Visa). This transaction request information is coded in an ASP script or in a VB or VC++ application.

Direct Payment Component Guide (for Unix/Linux)
Transactions are validated at both the Direct Payment library and the payment service levels. For example, the transaction processor sends a response for both successful and failed transactions (e.g., if an invalid card type is supplied). The Direct Payment library sends an error message if information it requires is missing or incorrect (e.g., if your merchantId value is missing).

Secure Payment Page

Static Payment Link Guide
The Static Payment Link service allows merchants to receive payments by credit card quickly and securely via the Internet, without having to integrate their online stores to the payments transaction processing service. With Static Payment Link, you only have to embed one or more HTML links – which we provide– into your store’s Web page. This link takes your customer to a secure payment page transparently hosted by said bank. The customer provides all the required payment information and clicks the Make Payment button.

Dynamic Payment Link Guide
The Dynamic Payment Link service allows merchants to receive payments by credit card quickly and securely via the Internet, without having to integrate their online stores to the payments transaction processing service. With Dynamic Payment Link, you only have to embed some HTML – of which wes provides example of – into your online store. This takes your customers to a secure payment page transparently hosted by said bank.
The customer provides all the required payment information and clicks the payment button.

Repeat Billing

Stand Alone Recurring Billing Guide

Recurring Billing API

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World Account

Direct Payment & Select Integration.

Submitting Transactions to our Hosted Payment Page (HTML Redirect)
This guide describes how to connect your Internet shop to the World Account payment processing system, using our HTML integration method. It provides practical guidance as well as in-depth reference material.

Test and Go Live
This guide describes how to test your website shop with our payment processing system, and how to take your website live. It provides practical guidance as well as reference material.

Customising Guide (Standard)
This guide explains how you can customise our HTML-based payment service. You can customise the appearance of the Payment Service to a considerable extent. For instance, if you would prefer to have Payment Service Pages that match the other pages in your website, rather than use our standard ones, then you can do this. We provide a Payment Page Editor which enables you to carry out a range of customising tasks.

  • This guide covers the customisations you can carry out using the Payment Page Editor.
  • Some basic but frequently used customisations are described in the chapter Some Basic Customisations.

Customising Guide (Advanced)
This guide explains how you can customise our HTML-based payment service. You can customise the behaviour of the Payment Service as well as the look and feel of the Payment Service Pages. Generally,

  1. You can customise the Payment Service behaviour via installation settings in the Integration Setup Pages,
  2. And you can customise the look and feel of the Payment Service via changes
    made to the Payment Service Page files.

Payment Notifications
Once a payment has been processed, either through to success or to cancellation, information about that payment is sent to you by using the Payment Response feature. The Payment Response feature posts the payment information from our server to a URL on your server via HTTP(s). This enables you to validate the information, update the order and if required display your own shopper result pages.

Repeat Billing (FuturePay)

Remote Administration of FuturePay Agreements

Batch Processing

Select Invisible Batch Processing

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Premier Account

Integration Guides

Technical Integrations
This document provides a detailed description about the different features and interfaces. It provides a starting point for developers who are looking for technical information about integrating the payment platform into their applications. Familiarity with web development techniques is assumed.
Checkout API
The CheckOut API is intended to be used by merchants who don´t want to implement their own check out. The user can interact with the CheckOut page to make his payment. Once the customer finishes the payment, the gateway posts to the success or error URL at the merchant side. This indicates whether the payment processed successfully or failed, and the merchant can also take advantage of the payment details posted by the gateway in the response.
Reports API
This document provides a detailed description about the methods exposed by the Reports API. This paper provides a starting point for developers who are looking for technical information about how to use the Reports API to query information about the transactions processed through the payment Gateway or build their own backend or reports.

Pre-Checks & MOTO Questionnaire

Pre-Check Form
With the info you provide, we can determine whether we can assist you with obtaining your credit card merchant account(s). If your precheck is approved, we ask you to proceed and complete our (more elaborate) application form.

Merchant Checklist
When you wish to apply for an Internet Merchant Account which enables your online business to accept Visa & MasterCard payments, we kindly ask you to use the following checklist to ensure that you have included all required documentation.
MOTO Questionnaire
Please complete and save this form on your computer. Handwritten forms cannot be accepted.
Requirements For Credit Repair Merchants
Requirements for credit repair merchants. This document also details what should be specified and what a credit repair company cannot do.

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Other Information

3D Secure introduction manual

Risk Managment Tips

Back Office VT user guide

Credit Card and Corporate Logos

eCommerce Builder User Manuals

eCommerce Builder v1

eCommerce Builder v1.5

eCommerce Builder v2.0

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Datasheets

Even though we have designed our website to be printer friendly, allowing you to print off any pages you wish, we have provided datasheets for all three accounts. Each datasheet has all the key information you require in a handy downloadable PDF.

Optimal Account Datasheet

World Account Datasheet

Premier Datasheet


We can help you accept the following cards - VISA - VISA Delta - MasterCard -  Maestro - Solo - JCB - Visa Electron
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