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Safe, secure and reliable payment processing since 1997

eCheck (eCheque) check22 Processing Solution


" Mumbai-based Check22 Clearinghouse brings no-risk payment processing to unserved high-risk merchants

As you know trying to find online card processing for your tech support or pharma business is hard. Due to the high risk nature of the business and the risk of chargebacks, most payment providers won't set-up merchant accounts for tech support. This is where our eCheck solutions comes in and can be used as your only processing solution or along side your current set-up.



Activate your Processing Account in just 10 minutes

Yes No reserves required

Any bank account anywhere in the World can be used *

Yes You will receive payments within 5 minutes
Yes Complete online portal and reporting tools
Yes Save on processing fees
Yes Get Paid for the full amount billed: our low processing fees are billed separately
Yes Process payments one at the time or thousands at a time
Yes Reduce the Chargeback and Dispute periods from 6 months 40 days
Yes Money is taken directly from customer's account as if they were using a debit card

This is ideal for tech support and pharma from all over the World, including India.

We also offer a reliable card processing for all Indian tech support merchants and details will be sent out to you at the same time as the eCheck information.

* You can open a bank account anywhere in the World as long as you can accept cheques (checks). We provide both a US eCheck solution and non US eCheck solution. Please also note that we have contacted Citibank in India and was told they can accept US checks with 30 day hold

What is eCheck (check22) and how does it work?

In 2003, the U.S. Congress enacted a federal law called “Check 21” that allows the recipient of a paper cheque (check) to create a digital version of the original cheque. This digital electronic format is called a “substitute check”.

Unlike online processing where it is a "Debit” (grab) transaction, eCheck is a “Push” transaction where the Payer decides when and how much they wish to pay, by applying their electronic signature “eSign”.

By clicking on the Authorized button a Payer agrees to electronically add their signature to a legally binding contract authorising a remotely created check (Check22) with their electronic “signature on file” made payable to the Payee.

Payor further agrees that any and all disputes that may arise with this transaction are to be resolved directly with the merchant / vendor and they waive all rights, for any reason, to seek to have their financial institution charge-back their remotely created check. Payer understands and agrees that any breach of their warranty may result in all legal remedies, not limited to but including a stipulated minimum $250 additional fee to cover all bank fees and collection costs.

Want to know more?

Once we receive your application an account manager will contact you within 48 hours to discuss costs and how to proceed.

We know you want a GREAT service. We will allocate you with your very own account manager who will take time to discuss everything with you and can contact you via email, Skype, phone, etc. - it's up to you. We can also handle any time differences.

Please click here to apply online

Get started today...


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Merchant Account and Gateway
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Secure application process, fast settlement, numerous free features, dedicated account manager and 24/7 support

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