Optimal Account integration issues
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We understand that our merchants vary with respect to their needs and requirements. Whether or not you have a Web site, our processing options give you the flexibility to select from one or all of our interfaces.

There are various ways to start processing credit and debit card payments.

1) Application Programming Interface (API)

Ideal for merchants processing large volumes of payments via a web site. Integrating our API will allow you to accept credit and debit card payments directly on your Web site.

Our API can be integrated using any programming language and platform. We supply comprehensive integration documentation in addition to live technical support.

2) Secure Payment Page

This option is ideal for merchants who want to process secure credit card payments via the Internet, without requiring a secure Web site or programming expertise.

With the Secure Payment Page, you only have to add a single HTML link to your Web site. We have a programme that generates this link for you. The link then takes your customer to a secure payment page hosted on our servers, where your customer enters payment information to complete the purchase.

The Secure Payment Page option is available in two versions: Static and Dynamic.

i) With the Static version, you generate a link for each product/price combination in advance. When your customer clicks on the link to purchase the product, the Secure Payment Page is presented to the customer showing the price that you specified in advance. This version is simple to use, and is appropriate when your site does not include shopping cart features like multiple products, quantities, shipping fees, or taxes.

View Static version demo

ii) The Dynamic version allows you to create a customised link on your web site for each order as it is placed by your customer, regardless of the number of different products purchased. This version is ideal if your site includes shopping cart functionality.

View Dynamic version demo

Batch Processing

The Merchant Batch Process allows you to easily process Purchase and Refund transaction requests through Optimal Payment's transaction processing engine, simply by creating a CSV file and uploading it to us via a secure FTP connection. Our comprehensive back-office tools can be used to run reports on your transactions in realtime from any Internet connection.

The Merchant Batch Process offers the following functionalities:

• Simply create CSV files to upload to our system.
• Combine multiple transaction request types in the same CSV file.
• You are supplied with a secure FTP (sftp) application that is easy to install and use.
• You use a simple drag-and-drop interface to upload your transaction file at any time.

For more information on Optimal Accounts batch processing please click here

Virtual Terminal

The Virtual Terminal for credit card processing eliminates the difficulty and additional hardware expenses normally related to manual credit and debit card processing. Our Virtual Terminal provides merchants with the standard features that accompany all of our Optimal Account payment processing solutions. Access your Virtual Terminal from any Internet connection to process card payments.

For more information on Optimal Accounts Virtual Terminal please click here

eCommerce Builder

If you require a simple to use shopping cart Web site, allowing your customers to add items to a basket and then buy from you using Web-Merchant's secure checkout process, why not take a look at our eCommerce Builder solution ... it's everything you need to trade online ... and more!