FREE
Virtual Terminal as part of the Solution 1 Account
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Please
click here for prices, costs and much more
Just like with all our accounts we provide a
FREE payment terminal that is
a secure browser based interface that will enable
your business to process mail order, telephone
order (MOTO) credit card transactions. You don't
even need a website. more
>>>
The Merchant Account + Gateway
Virtual Terminal eliminates the difficulty and
additional hardware expenses normally related
to manual credit and debit card processing. Our
Virtual Terminal provides merchants with the standard
features that accompany all of our payment processing
solutions. Access your Virtual Terminal from any
Internet connection to process card payments
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No website is needed to be integrated so can
be used for Mail Order, Telephone Orders (MOTO) only.
Use the Virtual Terminal to process transactions for
your accounts. You can implement the following transactions:
- Purchase
– authorises and settles an amount on a card
- Authorisation
– authorises an amount on a card
- Pre-Authorisation
- authorises an amount on a card without
actually taking it - more >>>
- Settlement – complete
a sale that was previously authorised
- Cancel Settlement –
void a settlement before it is completed
- Credit – refund
a sale that was previously settled
- Cancel Credit –
void a credit before it is completed
Transactions are protected by three security options
– AVS (address verification system), a negative
database check, and CVD (card verification data).
Click the Virtual Terminal tab at the top of any
back-office page. The Virtual Terminal opens. By default,
the Virtual Terminal opens in Basic Mode. In Basic
Mode, the parameters required by most merchants are
visible.
Our Technology
- Over 100,000,000 transactions
processed since 1996
- Average transaction time <
3 seconds
- Infrastructure based on Java,
BEA WebLogic, Oracle, and Sun Solaris
- In-house data centre with
automated monitoring
- Automated chargeback management
system
Pre-Authorisation
With the Merchant Account + Gateway Virtual Terminal
you can pre-authorise an amount, such as a deposit.
You can then cancel the transaction complete it or just
simply let the pre-authorisation expire. Unfortunately,
you cannot take actual payment from the deposit for
the product or service. For this you will need to do
a second transaction.
As an example, lets say you own a vehicle rental company.
You pre-authorise a deposit of £500 and then take
a second (authorised) payment of £140 for the
actual hire of the vehicle. Once the vehicle comes back
safe and sound you simply cancel the pre-authorised
amount of £500 (or let it expire), however if
it comes back dented and scratched, you complete (or
post-authorise) the transaction. The customer is now
debited, and remittance (the funds that are made over
to you) is made to your account.
Demo
We can now provide a demo of how the virtual terminal
will look and work. For banking security reasons we
are unable to provide an actual test account, but have
duplicated what the page will look like exactly. You
can view both the Basic terminal or the Advanced
terminal which both of which come with the account.
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