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FREE Virtual Terminal as part of the Optimal Account

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Please click here for prices, costs and much more

Just like with all our accounts we provide a FREE payment terminal that is a secure browser based interface that will enable your business to process mail order, telephone order (MOTO) credit card transactions. You don't even need a website. more >>>

The Optimal Account Virtual Terminal eliminates the difficulty and additional hardware expenses normally related to manual credit and debit card processing. Our Virtual Terminal provides merchants with the standard features that accompany all of the Optimal Accounts' payment processing solutions. Access your Virtual Terminal from any Internet connection to process card payments.

Screen dump of the Optimal Account Virtual Terminal

No website is needed to be integrated so can be used for Mail Order, Telephone Orders only.

Use the Virtual Terminal to process transactions for your accounts. You can implement the following transactions:

  • Purchase – authorises and settles an amount on a card
  • Authorisation – authorises an amount on a card
  • Settlement – complete a sale that was previously authorised
  • Cancel Settlement – void a settlement before it is completed
  • Credit – refund a sale that was previously settled
  • Cancel Credit – void a credit before it is completed

Transactions are protected by three security options – AVS (address verification system), a negative database check, and CVD (card verification data).

Click the Virtual Terminal tab at the top of any back-office page. The Virtual Terminal opens. By default, the Virtual Terminal opens in Basic Mode. In Basic Mode, the parameters required by most merchants are visible.

* Our Technology

  • Over 100,000,000 transactions processed since 1996
  • Average transaction time < 3 seconds
  • Infrastructure based on Java, BEA WebLogic, Oracle, and Sun Solaris
  • In-house data centre with automated monitoring
  • Automated chargeback management system

* Demo

We can now provide a demo of how the virtual terminal will look and work. For banking security reasons we are unable to provide an actual test account, but have duplicated what the page will look like exactly. You can view both the Basic terminal or the Advanced terminal which both of which come with the account - Please click here


We can help you accept the following cards - VISA - VISA Delta - MasterCard -  Maestro - Solo - JCB - Visa Electron