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Giving away a house as a prize in a competition?
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We have recently found a large increase in applications from private owners and businesses wishing to give away a house in a skilled (spot the ball, answer a simple question etc.) style competition. This could simply be a unique way of selling a house or it may be a genuine business idea.

Over recent months the banks have been getting strict. Currently the banks will not process an application without strong financial's. Because of this we feel it only right to warn you that at present if you are simply finding a way of selling your home you will not get an account. However if you are setting up a genuine business with properties that you already own, can comply with the following conditions, and have strong financial's, then we may be able to help.

To consider your application, YOU MUST COMPLY with the following conditions.

If you do not comply with ALL of the below then we will not be able to help.

  1. You own the property or properties
  2. Details of the Auditors who will oversee and verify the legitimacy of the prize draw.
  3. Provision of copies of the Deeds of the Property.
  4. Remittances of transactions to you will only occur after the prize has been awarded and has been verified and confirmed in writing by the Auditors.

    Please also note:

  5. Depending on the business classification established by Visa & MasterCard, our Processing Bank may require that you register as a High Risk Merchant (gaming/gambling/adult material) at the cost of $1500 annually.
  6. Provision of the Bank AML (Anti Money Laundering) document completed, signed and stamped by a Solicitor - this will be supplied to you in the application (annex B)

Please note that simple questions such as 'what's white and falls out of the sky in winter?' will no longer suffice. You now need to ask questions which at least 50% of people could get wrong. For example 'What precipitation falls from clouds in the form of ice crystals?' - 50% may say snow while 50% may say hailstones - snow being the right answer!

If you agree with the above and are happy to go ahead, then we can offer you one of our competition accounts. For more information please click here

 

   
     
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