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Safe, secure and reliable payment processing since 1997

Adult business merchant account and payment gateway for new and established businesses

We appreciate that it can be very difficult to find not just a reliable adult merchant account provider, but a provider that understands adult business and realises what you need. Unlike our competitors we are the only UK provider of TRUE adult business merchant accounts.

Yes Sexual Encounters Yes Sexual Chat Yes Escort Directories Yes Escort Agencies
Pornography Yes Adult DVD's Yes Webcams Yes
Plus many others...

With our adult business account we help businesses in the EU and Europe


Our adult business acquiring bank has one the Best Acquirer and Processor award for 2015 and 2016

Our adult business merchant account and secure payment gateway is the only true tailored solution specifically formulated for you and your adult business

We get you an account approved and placed using a European bank, in your name and owned by you. No more expensive third party processing solutions.

With our large acquiring bank network we consider most adult businesses. We supply both the merchant account and payment gateway in one solution. However if you have already got a gateway in place, we may be able to provide just the MID (subject to application) as our merchant account integrates with NMI, PayOn, RocketGate, Net Billing, Jettis and Plug N Play.

Costs, Fees and Processing Terms

We provide both the merchant account (MID) and the secure payment gateway

There are many factors that are taken into consideration to determine your fees - business type, country of incorporation, turnover etc. However we understand that every merchant is different, and costs cannot be determined until we learn more.


Rates from only 3% to just 6%

Already have a merchant account and looking to switch? If you can provide a minimum of 6 months processing history showing at least £40k p/m we may be able to beat your current rate - whatever it may be.

Please note that processing history is required for escort agenices or other sexual encounters. Please click here for costs and fees.

If you need processing for an escort directory (including start-up businesses) we can help here with our adult account.

Simply selling sex toys?

Unlike other providers we don't view sex toys as adult, but just slightly higher risk retail.

Therefore if you are a either start-up or an established business we can help with our Standard account. (please note that the rates are slightly higher than advertised at 2.6%).

Businesses we can help
Below are just some of the adult businesses we can help

Yes Sexual Encounters * Yes Sexual Chat Yes Escort Directories Yes Escort Agencies *
Webcams Yes Chat Rooms Yes Cottaging and dogging Yes
Adult DVD's
Yes Over 18's Yes Pornography Yes Adult Dating Yes ... Plus many others

* Please note that processing history is required for escort agenices or other sexual encounters

Click here for pricing for our adult account

Below are just some of the features that we provide for FREE and as standard:

Direct (your own) Merchant Account Choose your own descriptor for extra privacy
Multiple Currencies

Repeat Billing facility

Virtual Terminal for telephone payments

Address and Card Verification (AVS)

Seamless website integrations

Optional 3D Secure Transactions

Accept Visa and MasterCard + more

Customer Relations Management

Deferred Processing (pre-auth)

Real-time transactions

With all our ADULT ACCOUNTS you get...

Direct Merchant Account

Your very own merchant account verifies and processes credit card and customer information.

Learn more >>>

Secure Payment Gateway

The gateway securely sends the information through the relevant financial networks to the merchant account.

Learn more >>>


To take card payments over the phone you simply login to your VPoS and enter the card information.

Learn more >>>

You also get...

Recurring Payments
Reporting tools
Batch Processing
Free guides

Need to verify a user or customer via their credit card?

We offer pre-authorisation which reserves the amount on the credit card (minimum amount is £0.01) until it is either captured or voided. You will only be charged over the captured amount, however we do charge transaction costs for pre-authorisations.

Website Integrations
There are many different ways to integrate your website

Integrating the high risk merchant account & gateway

There are numerous ways to integrate your eCommerce website.

Plus many others...

Please note that as part of the application we will need to see your company website. Read more on website requirements

Virtual Terminal (VPoS)

Wish to process payments over the phone?

Just like with all our accounts we provide a FREE payment terminal that will enable your business to
process mail order, telephone order (MOTO) credit and debit card transactions.

Accept phone payments

Intelligent and easy to use screens

No additional monthly fees

Thawte 2048 bit encryption systems

Manually set-up recurring payments

Based on a multi-tiered architecture


Accredited partners with UK, European and Worldwide acquiring banks

Accredited partners with UK, European and Worldwide acquiring banks

Click here for pricing for our adult account

Get started today...


Company Profile
Contacting Us
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Why applications get declined
How It All Works
What is a Merchant Account?
What is a Payment Gateway?


Switch To Us Today and Save on Fees
Merchant Account and Gateway
Online Payments
Adult Merchant Account
High Risk Merchant Account
Credit Card Machines
eCheck Payment Processing
Free Virtual Terminal

High Volume & Corporate Accounts

Secure application process, fast settlement, numerous free features, dedicated account manager and 24/7 support

Web-Merchant Services Limited © 1997 - 2017 - Company Registration No. 03919014

Fully compliant with the Payment Card Industry Data Security Standard (PCI DSS). NCA Approved. Anti-Money Laundering Registration No.12709698. Data Protection Reg No. Z3544745
MasterCard ® is a registered trademark of MasterCard International Inc. Visa ® is a registered trademark of Visa International Service Association.

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National Crime Agency
Thawte Security
Data Protection Act 1998: Reg No. Z3544745
Anti-Money Laundering Registration No.12709698
PCI DSS Certified

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