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Adult business merchant account and payment gateway for established businesses

We appreciate that it can be very difficult to find not just a reliable adult merchant account provider, but a provider that understands adult business and realises what you need.

Our adult business merchant account and secure payment gateway is the only true tailored solution specifically formulated for you and your adult business

With our adult account we can currently only help EU businesses with previous processing


Costs, Fees and Processing Terms

We provide both the merchant account (MID) and the secure payment gateway

Rates from just 5% on all debit and credit Visa and MasterCards

There are many factors that are taken into consideration to determine your fees - business type, country of incorporation, turnover etc. However, we understand that every merchant is different, and costs cannot be determined until we learn more.

With our large acquiring network we consider most adult businesses. We supply both the merchant account and payment gateway in one solution. However if you already have a gateway in place, we may be able to provide just the MID (subject to application) as our merchant account integrates with several gateways.


Looking to switch?

Already have a merchant account and looking to switch? If you can provide a minimum of 6 months processing history showing at least £20k p/m with little or no Chargebacks (< 1%) we may be able to beat your current rate **

** subject to business industry, country of incorporation and full application

Simply selling sex toys?

Unlike other providers we don't view sex toys as adult, but just slightly higher risk retail.

Therefore if you are a either start-up or an established business we can help with our Standard account. (please note that the rates are slightly higher than advertised at 2.6%).

Just some of the adult businesses we can help

We get you an account approved and placed using a European bank, in your name and owned by you. No more expensive third party processing solutions.

Yes Adult Magazines Yes Sexual Chat Yes Sexual Services * Yes Escort Directories
Pornography Yes Adult DVD's Yes Webcams Yes
Sexual Novelties
Yes Subscriptions Yes Toys and Gifts Yes Adult Websites Yes Plus many more ...

Click here for pricing for our adult account

* We accept Escort Agencies or Sexual Encounters (payment for actual escorts etc) . However, we look at each merchant application individually and the decision will depend on the "quality" of the merchant.

Some of the features that we provide for FREE as standard:

Direct (your own) Merchant Account Real-time transactions
Multiple Currencies

Repeat Billing facility

Virtual Terminal for telephone payments

Address and Card Verification (AVS)

Seamless website integrations

Optional 3D Secure Transactions

Accept Visa and MasterCard + more

Customer Relations Management

With all our ADULT ACCOUNTS you get...

Direct Merchant Account

Your very own merchant account verifies and processes credit card and customer information.

Learn more >>>

Secure Payment Gateway

The gateway securely sends the information through the relevant financial networks to the merchant account.

Learn more >>>

FREE Virtual Terminal

To take card payments over the phone you simply login to your Virtual Terminal and enter the card information.

Learn more >>>

You also get...

Recurring Payments
Reporting tools
Batch Processing
Free guides

Website Integrations
There are many different ways to integrate your website

Integrating the high risk merchant account & gateway

There are numerous ways to integrate your eCommerce website.

Plus many others...

As part of the application we will need to see your company website. Read more on website requirements

FREE Virtual Terminal

Wish to process payments over the phone?

Just like with all our accounts we provide a FREE payment terminal that will enable your business to
process mail order, telephone order (MOTO) credit and debit card transactions.

Accept phone payments

Intelligent and easy to use screens

No additional monthly fees

Thawte 2048 bit encryption systems

Manually set-up recurring payments

Based on a multi-tiered architecture

Please note that for certain adult businesses we may not be able to provide a Virtual Terminal and will only provide an ecommerce solution with 'soft' 3D secure enabled (all enrolled cards go through verification, non-enrolled cards are processed normally without 3D)

Accredited partners with UK and European acquiring banks
Accredited partners with UK, European and Worldwide acquiring banks

Click here for pricing for our adult account

Due to 'Adult' businesses needing a different kind of merchant account, they are subject to additional “High Risk Registration Fees”
imposed by MasterCard of $500 (£380). We would like to make it clear that this is not an extra charge incurred by us but by MasterCard

Get started today ...
Simply choose and click on your business from the drop down menu and we will redirect you to the account we can provide

Thawte Security
Data Protection Act 1998: Reg No. Z3544745
Anti-Money Laundering Registration No.12709698
PCI DSS Certified





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What is a Merchant Account?
What is a Payment Gateway?

Switch To Us Today and Save on Fees

Low - Medium Risk Online Payments
Adult Merchant Account
High Risk Merchant Account

eCheck Payment Processing
Free Virtual Terminal

Safe, secure and reliable payment processing since 1997

Web-Merchant Services Limited © 1997 - 2021 | Company Registration No. 03919014

Fully compliant with the Payment Card Industry Data Security Standard (PCI DSS). NCA Approved. Anti-Money Laundering No.12709698. GDPR Registration No. Z3544745
MasterCard ® is a registered trademark of MasterCard International Inc. Visa ® is a registered trademark of Visa International Service Association.

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