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Apply Online 24 hours a day, 365 days a year
Apply online 24 hours a day, 7 days a week, 365 days a year

"We've simplified the application process so that you can apply online for our merchant account at the same time as our payment gateway" 

To apply please complete the online application (it only takes a minute)

Once you have completed the secure online application, you will be contacted via email informing you if you have passed the initial stage or not. If we can indeed help you we will email out all the documents as well as provide all the costs and fees.

You will also be allocated with an account / sales manager for any queries you may have or if you need assistance with preparing the documents.

Please click the steps below to expand and view more information

Choose between either our standard, high-risk, adult or eCheck solution.

With the Standard Merchant Account and Gateway we provide merchant facilities to most low to medium risk businesses in Europe.

With the High-Risk Merchant Account and Gateway we consider just about all businesses (except for those on the prohibited business list) and financial circumstances from all over the World.

With the Adult Merchant Account and Gateway we consider all UK and European businesses.

With the eCheck and ACH solution we take all Worldwide businesses (excluding gaming).

To sign up for one of our merchant accounts, please complete the online application. In many cases, depending on application, you will receive an instant decision on screen and via email.

Please note that if we are unable to provide an account or we need to offer terms different to advertised (i.e. rolling reserve) and you wish to walk away, you may do so with nothing to pay!

When you apply online you will receive an email informing you if you have passed the initial stage or not. If so, you will receive an email with a short list of supporting documents to return.

Once all forms and supporting documents have been received back to us (if requested), your application will be assessed, you will then be contacted with a decision. You will also be contacted if any questions regarding your application arise.

Please note that we always try and pre-approve an application before requesting further documents

Please also be aware that if there are any problems with the paperwork submitted, such as incomplete data or inconsistencies, those issues will delay account approval. We find that when an application takes longer than anticipated, 9 out of 10 times this was down to the fact that the merchant did not provide everything asked of them or that their website did not comply as requested.

Please make sure the following are done to enable us to set your account live in a timely manner

Once your account has been approved you will be notified via email. We will then set-up and provide the relevant integration test accounts and technical support back office. The relevant contracts and agreements will then be drawn up and sent to you (again, via email).

If you are still integrating your website when we make you live, you can start to use your Virtual Terminal straight away. With the High-Risk Merchant Account and Gateway you must have had your website integrated and tested before this can happen.

Accredited partners with over 20 UK, European and Worldwide acquiring banks

Accredited partners with UK, European and Worldwide acquiring banks

Word of warning regarding turnover

On the application you will be asked to give an estimated monthly online turnover. These will most likely be guesstimates as 80% of applicants have not yet started to trade online. Because of this please do not over exaggerate these estimates as they can in fact seriously hinder your application. Certain applicants think by exaggerating the amounts we will be more keen to help them. However this is not the case.

The fact that you have put a very large monthly turnover or a large 'Average Transaction Amount' (ATV) may mean you are actually deemed a higher risk so therefore do not get an account. In fact by keeping your ATV below £400 means your have a much greater chance of getting an account. If you do in fact have a high ATV then we will most likely need to see the latest set of financials for the company to make sure that the health of the business is sound


When do I pay for the merchant account?

Nothing to pay now - You do not pay anything until your account is live and trading.

Payment is applicable once the account has been set-up. The set-up and monthly fees and transaction charges are taken directly from either your merchant account or via Direct debit from your bank account once you have enough to cover the amounts owed. This means that you do not need to pay anything until you have started trading.

The annual fee associated with the High-Risk Merchant Account will be invoiced for once the account is live.

Can I choose the acquirer I am set-up with?

Depending on your application depends on which acquirer we feel will be able to help. Unfortunately until an application is received we are unable to state which acquirer we will use. However if you do not wish to use them, you can either ask us to place you elsewhere or simply walk away.

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As part of the application process, and only done once we have received all the relevant documentation back and we start to process your application, we perform four main checks.

Want to know what questions you will be asked as part of the application? Click here to learn more

Get started today ...
Simply choose and click on your business from the drop down menu and we will redirect you to the account we can provide

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