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Gateway Only Account

Available to UK banks (Acquirers) only. You must have a MID already set-up.

If you already have a merchant facility set-up with your bank and are taking credit cards through your high-street shop (using a terminal for example), but want to start taking payments online, our Gateway Only account simply ties into your existing relationship.

Payment Solution 1
Payment Solution 2
High-Risk Account + Gateway
Adult Merchant Account

Many businesses start off on the high-street or as mail order companies, and to accept credit and debit cards they must have a merchant facility with a bank (this is what we call being bank acquired). When the time comes that you want to accept cards online you must either have an online merchant account set-up, or connect your current merchant facility with us. We then simply provide the payment gateway...

Standard features

  • Accept major credit and debit cards
  • Multiple currencies
  • Secure processing
  • Shopping cart integration
  • Management and reporting systems
  • Mail and telephone order payments
  • Repeat billing
  • Fraud screening
  • Add PayPal as an extra payment method

How it works

Every time someone makes an online purchase you are charged a standard transaction fee (from your bank where you have the merchant account) and an online transaction fee (from us). The two are bolted together to make the total amount charged.

For example you may have agreed an off-line fee with your bank of 1.5% per transaction. We then charge 28p per transaction, or a percentage charge based on volumes processed, after the first 350 transactions per month which are FREE

Settlement Period

This is the same as your current arrangement. For our normal merchant accounts we would have a settlement period of either 5 days with a 5% rolling reserve, or 28 days with no reserve. However because your bank is taking all the risk, the settlement period is the same as your current arrangement.

What else should I know

You may need to contact your bank to ask them to switch on the ability to allow online payments. This should not cost anything extra and should be easy enough. However knowing banks, you may want to check with them first!

When you were set-up with your bank to accept credit and debit cards you would have been supplied with a merchant ID number. When you apply with us you will need to supply you merchant number during the application.

This can be done with any bank. However your business of incorporation and bank account must be in the same country. This is due to strict money laundering rules.

Pricing and costs

For full pricing and costs please click here. Remember that these are on top of what your bank charges you.

If you are not bank acquired and require one of our full merchant accounts then please click here


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Merchant Account and Gateway
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Adult Merchant Account
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Credit Card Machines
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High Volume & Corporate Accounts

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Data Protection Act 1998: Reg No. Z3544745
Anti-Money Laundering Registration No.12709698
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