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Safe, secure and reliable payment processing since 1997

Accept credit and debit cards on your website with the
ADULT BUSINESS merchant account and payment gateway

The costs below are for both the merchant account AND the secure payment gateway.
This means that if you were to get your gateway from one company and the merchant account from another, you would have the same costs, we have simply put them into one easy to use package

Please click here to read more about our adult merchant accounts >>>

Please note that this account is most suitable for sexual encounters such as webcams, escorts, escort agencies and escort directories with processing over £40k per month.

verything you need to accept payments

For further details please click the relevant headings below:
Application Fee No
Cancellation (exit) Fee No 

Annual Fee


Account Set-up Fee

Merchant Account Monthly Fee
Transaction Fee
30p per transaction

Credit & Debit Card Transaction Rate

6% per transaction
3D Secure Charge (if required) 4p per transaction

Contract Period

Month to month

Chargeback Fee
Settlement Period
Weekly, 7 days in arrears
Rolling Reserve 5 or 10% of turnover, held 6 months *
Remittance Transfer Fee £13
Minimum Remittance Amount No
Prohibited Businesses
Supported Currencies
Price Per Currency
Supported Countries
Supported Entities
Credit & Debit Cards Accepted
Maximum Single Transaction Value

£12,000 (subject to application)

Maximum Monthly Trading Volume No 
Choose your own descriptor Yes
Micro Payments Yes  
Deferred Payment Facility Yes
American Express Supported Yes
Supported Gateways (if needed)
Shopping Cart Plug-ins More Information
Comprehensive Anti-Fraud Systems


3D Secure Yes
Integration Guide Yes
FREE Technical Support (helpline) Yes

Quick and simple application

We've simplified the application process so that you can apply for our merchant account at the same time as our gateway.

Please note that as part of the application we will need to see your company website. Please read more on website requirements

Pre-approval in less than 48 hours

With the ADULT ACCOUNT you get...

Merchant Account

Your very own merchant account verifies and processes credit card and customer information.

Learn more >>>

Payment Gateway

The gateway securely sends the information through the relevant financial networks to the merchant account.

Learn more >>>


To take card payments over the phone you simply login to your VPoS and enter the card information.

Learn more >>>

You also get...

Recurring Payments
Reporting tools
Batch Processing
Seamless Integrations

Accredited partners with UK, European and Worldwide acquiring banks

Accredited partners with UK, European and Worldwide acquiring banks

Download Datasheets

We have provided datasheets for all of our accounts.
Each datasheet has all the key information you require in a handy downloadable PDF.

Please click here to download

Due to certain 'Adult' businesses (downloadable videos and photos. NOT physical hard goods), needing a different kind of merchant account, they are subject to additional “High Risk Registration Fees” imposed by MasterCard and Visa of around £420. However certain select 'adult services' are only £70. We would like to make it clear that this is not an extra charge incurred by us but by VISA and MasterCard

* Rolling reserve subject to application and type of adult business. After 6 - 12 months trading this may go down subject to an account review.

Terms and conditions

Get started today...


Company Profile
Contacting Us
White Papers and Datasheets
Credit History and Checks
Why applications get declined
How It All Works
What is a Merchant Account?
What is a Payment Gateway?

Switch To Us Today and Save on Fees
Merchant Account and Gateway
Online Payments
Adult Merchant Account
High Risk Merchant Account
Credit Card Machines
eCheck Payment Processing
Free Virtual Terminal

High Volume & Corporate Accounts

National Crime Agency
Thawte Security
Data Protection Act 1998: Reg No. Z3544745
Anti-Money Laundering Registration No.12709698
PCI DSS Certified

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Web-Merchant Services Limited © 1997 - 2018 - Company Registration No. 03919014

Fully compliant with the Payment Card Industry Data Security Standard (PCI DSS). NCA Approved. Anti-Money Laundering Registration No.12709698. GDPR Registration No. Z3544745
MasterCard ® is a registered trademark of MasterCard International Inc. Visa ® is a registered trademark of Visa International Service Association.