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Transaction rates from just 3% to 10% depending on business and volume

Accept credit cards on your website with the
HIGH RISK merchant account and payment gateway

Along with our online payment expertise and complete suite of cutting-edge solutions, we have brought together the elements needed to obtain high risk merchant status.

For nearly 20 years we have been helping high risk businesses accept card payments online.
With our large acquiring bank network we consider most high risk businesses around the World. And remember, we supply both the merchant account and the gateway in one single solution.

Below are some of the businesses we can help

If you don’t see your industry, don't worry! With our large acquiring network we can now work with most merchants.

As the acquiring banks are located Worldwide as well as within Europe, it also means that we can provide online payments to businesses incorporated in most Worldwide countries.

Yes Cannabis Seeds Yes Replica Items Yes Binary Options Yes Herbal / Kratom / Salvia
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Yes Credit Repair Yes Debt Collection Yes E-Cigarettes Yes Legal Highs

Transaction rates, costs and fees

There are many factors that are taken into consideration to determine your fees - business type, country of incorporation, turnover etc. However we understand that every merchant is different, and costs cannot be determined until we can learn about your business.

Please note that once the account is processing and the volume established, we are more than happy to re-look at the costs


Quick and simple application

We've simplified the application process so that you can apply for our merchant account at the same time as our gateway.

To sign up for the High-Risk Merchant Account and Gateway please complete the following online application form. Once you have completed the below form, you will be contacted within 2 - 3 business days by your allocated account manager who will discuss all costs, fees and the next steps. Please visit here for a typical approval timeline.

Apply now and start taking payments


Once you have completed the above form, you will be contacted within 1 - 2 business days by your allocated account manager who will discuss all costs, fees and the next steps. All costs we quote are are for both the direct merchant account AND the secure payment gateway. This means that if you were to get your gateway from one company and the merchant account from another, you would have the same costs, we have simply put them into one easy to use package.

With our HIGH RISK ACCOUNT you get...

Merchant Account

Your very own merchant account verifies and processes credit card and customer information.

Learn more >>>

Payment Gateway

The gateway securely sends the information through the relevant financial networks to the merchant account.

Learn more >>>

FREE Virtual Terminal

To take card payments over the phone you simply login to your virtual terminal and enter the card information.

Learn more >>>

You also get...

Recurring Payments
Reporting tools
Batch Processing
Free guides

Accredited partners with UK, European and Worldwide acquiring banks

Accredited partners with UK, European and Worldwide acquiring banks

Download Datasheets

Even though we have designed our website to be printer friendly, allowing you to print off any pages you wish, we have provided datasheets for all of our accounts. Each datasheet has all the key information you require in a handy downloadable PDF.

Please click here to download


Get started today ...
Simply choose and click on your business from the drop down menu and we will redirect you to the account we can provide

Thawte Security
Data Protection Act 1998: Reg No. Z3544745
Anti-Money Laundering Registration No.12709698
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What is a Merchant Account?
What is a Payment Gateway?

Switch To Us Today and Save on Fees

Low - Medium Risk Online Payments
Adult Merchant Account
High Risk Merchant Account

eCheck Payment Processing
Free Virtual Terminal

Safe, secure and reliable payment processing since 1997

Web-Merchant Services Limited © 1997 - 2021 | Company Registration No. 03919014

Fully compliant with the Payment Card Industry Data Security Standard (PCI DSS). NCA Approved. Anti-Money Laundering No.12709698. GDPR Registration No. Z3544745
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