In order to increase a merchant's chance of obtaining a merchant facility
with one of our sponsor banks due to an applicants status and/or business
model and following a full risk assessment of an application, we may need
to increase certain elements: mainly the settlement period and the rolling
reserve (other terms may be effected depending on the risk sector you
operate in and your company’s credit rating). Indeed a longer settlement
period and a larger rolling reserve are more likely to reassure our processing
bank that we have taken sufficient steps to mitigate the risk exposure
on an account.
As you can imagine we are unable to tell who will have their terms increased
until an application has been put in and is being processed. Please be
reassured that you are under no obligation to continue with the application
if the new terms offered no longer meet your requirements. If this is
the case than simply reply to the relevant email and your application
will be terminated.