What is an eCheck Payment?

An eCheck is an electronic version of a paper check where payment is funded by the buyer’s bank account.
With an eCheck you (the merchant) receive the money within just 5 minutes

Unlike online processing where it is a "Debit” (grab) transaction, eCheck is a “Push” transaction where the Payer decides when and how much they wish to pay, by applying their electronic signature “eSign”.

By clicking on the Authorized button a Payer agrees to electronically add their signature to a legally binding contract authorising a remotely created check with their electronic “signature on file” made payable to the Payee.

Payor further agrees that any and all disputes that may arise with this transaction are to be resolved directly with the merchant / vendor and they waive all rights, for any reason, to seek to have their financial institution charge-back their remotely created check. Payer understands and agrees that any breach of their warranty may result in all legal remedies, not limited to but including a stipulated minimum $250 additional fee to cover all bank fees and collection costs.

WE CAN HELP BOTH ESTABLISHED AND START-UP BUSINESSES WITH eCHECK.

How does it work?

If required, once the account is set-up we will schedule a 1 hour training to review the payment and verification process.

There are 2 main ways to accept payments:

Pay Online Payments
Virtual Terminal (VPoS) Payments

How to Process 'Pay Online' Payments

The Pay Online service is designed to enable all your customers to send you a payment, online, anytime.

Unlike the VPOS services which are designed for Call Centers and phone order processing services, the Pay Online service is designed to enable all your customers to send you a payment anytime without a phone call. To receive a payment within 5 minutes, you do not have to speak with your customer, just ask them to click on the Pay Online icon and follow the instructions.

When your customer clicks on your Pay Online icon / button, they will ONLY need to enter their cell phone number, the payment amount, a description for the payment, and then click on the continue button.

If your customer is a returning customer their cell number is recognized and within a few seconds they will receive a text message to approve their payment. If the cell number is not recognized address and bank account details will be requested.

Once your payment is approved you will receive a PDF via email, containing a printable check, ready for deposit to your bank

Payment Confirmation

How to Process Payments on Your VPoS

Once logged in you are ready to process your payments. The purchase amount is a required field and the Reference Number and Description fields are optional. Next enter your customer’s cell number and which of the three verification options you wish to use for the sale.

3 Options to Verify Data

Merchants processing eCheck payments have three options to verify their payments.