RISK MERCHANT ACCOUNT
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Unfortunately there are some businesses that
banks, as well as the card schemes, do not allow. These types
of merchants are prone to either high levels of financial
risk, liability or the banks do not want to associate with
them due to reputational reasons. However working with off-shore
acquirers we can set-up merchant processing for many high
risk businesses. This
is where our aggregated merchant account or eCheck solutions
come in *
approval with limited documents needed and only 10% reserve
* With VISA actively searching for and closing
very high risk merchant accounts, we ALWAYS recommend our
non VISA acquired eCheck solution
to accompany our traditional online payment methods.
LEARN MORE ABOUT OUR HIGH RISK AND AGGREGATED SOLUTIONS
MORE ABOUT OUR eCHECK SOLUTION
Need a more mainstream high risk account for dating, e-cigs,
debt collection etc? Please click here
is an aggregated processing account?
An aggregated processor (aka third party processing) lets
you accept payments without a merchant account of your own.
Instead, the acquiring bank lets you use their merchant account
under their own terms of service. This is legitimate and is
common practice with very high risk businesses
Please note that we
provide both the MID and the gateway as an
aggregated solution can not be used with
any other gateways.
FAQ's section has all the answers to the most common questions
about our aggregated solution.
Below are just some of the features that we provide as standard
Below are the businesses we can help
with our third party solution
Transaction rates and fees
There are many factors that are taken into consideration to
determine your fees - business type, country of incorporation,
turnover etc. However we understand that every merchant is
different, and costs cannot be determined until we can learn
about your business.
We do have one of the
best approval rates with 95% of businesses being accepted.
Also please note that once the account is processing and the
volume established, we can re-look at the costs
note that currently we can only help businesses with
established processing volume (unless using our eCheck
If you would like to apply please use
the following online
To sign up for the High-Risk Merchant Account
and Gateway please complete the following online application
Once you have completed the below form, you will be contacted
within 2 - 3 business days by your allocated account manager
who will discuss all costs, fees and the next steps. Please
note that even though we will be using banks outside the United
Kingdom, your application will be handled here in the UK so
you do not have to worry about time zones or language barriers.