Web-Merchant has brought together all the elements
needed (merchant account and payment gateway)
allowing your business to accept credit and
debit cards from your customers. We have designed
the application process to be as simple as possible
so that you can apply for our merchant account at the
same time as our payment gateway, with 95% of
all applications being accepted.
Once payment has been taken both you and the customer
receive an email detailing the transaction.
what is traditionally involved?
in a high street shop, to be
allowed to accept credit cards
you must be granted Merchant
Status by a major bank and obtain
a Merchant ID (also known as
a MID) from them.
credit card and customer information.
This includes checking to see
if the details supplied are
correct (address, card number
etc.) and if the card has been
reported stolen, or has enough
There are obviously
costs involved - typically the
bank will include setup charges,
monthly or annual fees, monthly
charge for a terminal for you
to process card details over
the phone. You will also be
charged a percentage of each
transaction which they process,
you may have a minimum monthly
volume of business imposed,
and in some cases you will have
to provide a substantial bond
or deposit as extra security.
accept payments online you must also have
a secure payment gateway
gateway is separate
and acts as an intermediarybetween
website and all the banking
systems. This is a seamless
process and your customer does not
interact with the gateway. The credit
card and customer details are submitted
via the gateway, which securely
sends the information through the
relevant financial networks to the
Because you need
both a merchant account and a payment
gateway to process payments online,
people often have to find these
separately. This means you may well
end up paying two lots of set-up
charges, monthly charges, and, worst
of all, two lots of fees on every
us take care of all this for you!
As accredited platinum partners
with many major UK, European and Worldwide acquiring
banks and payment gateways, Web-Merchant Services
has brought together the elements needed to
obtain merchant status allowing your business
to accept credit card orders from your customers.
We have designed the application
process to be as simple
as possible, with 95% of all applications being
do I need to do now and what's the process?
We offer all the payment
solutions you would need. Therefore
you now need to decide which account
is best for you. Either our Standard
Merchant Account and Gateway, High-Risk
Merchant account or the Adult Account.
sure which account is best? Start by choosing
your business type...
and click on your specific business
from the drop down menus below. We will
then redirect you to the account we can
provide. In many cases you will have a
choice between our 'standard account'
and 'high risk' accounts. In this case
you then need to decide which is best
for you financially.
When you apply online you will receive an email
normally within 1 - 2 business days informing
you if you have passed the initial stage or not.
If so, you will receive an email with a list of
documents to return. Once all forms and supporting
documents have been received, your
application will be assessed, then you will
be contacted with a decision.