The Virtual Terminal eliminates the difficulty and additional hardware expenses normally related to manual credit and debit card processing. Our Virtual Terminal provides merchants with the standard features that accompany all of our payment processing solutions. Access your Virtual Terminal from any Internet connection.

To learn more about the Virtual Terminal we provide, please visit our main information.

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What are the benefits?

With the Virtual Terminal you can implement the following transactions:

	Purchase – authorises and settles an amount on a card
	Recurring - Set amount as initial payment or recurring payment
	Authorisation – authorises an amount on a card
	Pre-Authorisation - authorises an amount on a card without actually taking it
	Settlement – complete a sale that was previously authorised
	Cancel Settlement – void a settlement before it is completed
	Credit – refund a sale that was previously settled
	Cancel Credit – void a credit before it is completed

Transactions are protected by three security options: AVS (address verification system), a negative database check, and CVD (card verification data).

	Over 1 billion transactions processed since 1997
	Average transaction time < 3 seconds
	Infrastructure based on Java, BEA WebLogic, Oracle, and Sun Solaris
	In-house data centre with automated monitoring
	Automated chargeback management system

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What are the costs?

The virtual terminal is only FREE (unlike our competitors we do not charge an extra fee) when combined with one of our payment solutions. Like all virtual terminals, it must be used in conjunction with a merchant account and / or gateway to operate.

Prices from 1.6% per transaction and £10 a month

Depending on the account you choose depends on the pricing