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Accept credit and debit cards on your website or via a FREE virtual terminal with our merchant account and payment gateway

Everything you need to accept UK and European payments

The costs below are for both the MERCHANT ACCOUNT and the PAYMENT GATEWAY (both of which are needed to accept online payments). Therefore if you were to get your gateway from one company and the merchant account from another, you would have the same costs. We have simply put them into a bundled solution.

Remember you do not pay anything until your account is live!

For a further explenation please click the relevant links below.

For non UK companies or for merchants wishing to process in just Euros please view Euro pricing

Application Fee No Settlement Transfer Fee Free (within UK) 
Annual Fee No

Supported Currencies

Cancellation (exit) Fee No

Supported Countries

Account set-up Fee No  Supported Entities
Monthly Fee £10 Cards Accepted
Contract Period Month to month Amex Supported Subject to application
Transaction Fee 20p Micro Payments
Processing Fee 1.6% *

Deferred Payment

The 1.6% fee is for all card types processing EU transactions
Recurring Payments Yes
Chargeback Fee £15
Settlement Period Daily ** FREE Tech Support
Rolling Reserve 0 - 10% of turnover ** FREE Guides Yes
Minimum Service Charge No Shopping Carts

* Consumer cards only. Different rates apply for business cards and certain industries - eg 2.6% for sex toys and similar, 2% for dating and 3.5% for tipping and betting
** Subject to status. Low risk merchants, or well established, get remittances every day with little or no reserve. Higher risk receive weekly settlements and 10%

As with all our accounts, after application if you did not like the terms offered and you decided to walk away, you can do so with nothing to pay.

Quick and simple application

We've simplified the application process so that you can apply for our merchant account at the same time as our gateway.

Sign-up today - it only takes a minute

With the STANDARD online account you get...

Merchant Account

The merchant account verifies and processes card and customer information. This includes checking any details supplied are correct.

Learn more >>>

Payment Gateway

The gateway securely sends the information through the relevant financial networks to the merchant account.

Learn more >>>

Virtual Terminal

To take transactions over the telephone you simply login to your secure virtual terminal and enter the card information.

Learn more >>>

You also get...

Accredited partners with UK, European and Worldwide acquiring banks

Accredited partners with UK, European and Worldwide acquiring banks

Download Datasheets

Even though we have designed our website to be printer friendly, allowing you to print off any pages you wish, we have provided datasheets for all of our accounts. Each datasheet has all the key information you require in a handy downloadable PDF.

Please click here to download

Get started today ...
Simply choose and click on your business from the drop down menu and we will redirect you to the account we can provide

Thawte Security
Data Protection Act 1998: Reg No. Z3544745
Anti-Money Laundering Registration No.12709698
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