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Vaping and e-Cigarette Merchant Account and Payment Gateway

Looking for payment processing for your vaping or e-cigarette business?

Needing a direct merchant account owned by you and in your name?

When it comes to CBD and Hemp Oil based businesses finding a payment processor can be difficult due to its high risk nature and the fact that many payment processors don't want to process payments for it - mainly due to reputational reasons. Also many accounts available for CBD are for non consumed products such as creams and lotions, while our account also allow for products which are to be ingested.

Because we understand the importance of not wondering each day if your existing processor is going to close your account or turn to an aggregator to help, we provide direct merchant accounts (one owned by you in your name) for CBD and Hemp Oil using specialised European acquirers. You also do not have to be incorporated in the US like other merchant account providers - in fact we only help EU companies.

Please note that this account does not include Bongs and other similar drug paraphernalia

Just some of the benefits of coming to us for your vaping payment processing

Yes 160 processing currencies available
Fast Underwriting and Express Boarding
Yes 27 settlement currencies to choose from
Virtual Terminal for MOTO Payments
Both Merchant Account and Gateway provided

Risk Management / Chargeback Prevention

Yes Advanced Fraud Protection
Recurring Billing
Yes Full Transaction Reporting Tools Yes API Integration and Mobile Applications
Yes Shopping Carts Plugins Available * Yes Full Merchant Support 24/7


Please note that the shopping carts supported are Magento, WooCommerce and NopCommerce, otherwise the API integration will have to be used.

Processing Terms and Conditions


Our Vaping / eCigarette accounts are for established businesses only with a minimum of 4 months processing. We will only take new business start-ups when the direct parent company has processing history operating within the same sector.

As the type of products using vaping derivatives is vast, you will be required to provide a full list of products sold and a legal conformation that all products are legal in their targeted markets.

MasterCard may require registration of merchants who operate vaping derivatives sites. These Customers are subject to a "High Risk Registration Fee" of $500 per year. This fee is payable once the application has been formally approved and before the account is activated.

IMPORTANT - Please note that we only set-up processing for businesses who follow applicable laws and compliance guidelines. Therefore in order to provide a dedicated account you must adhere to the following:

- Do not sell any products that violate the United Kingdom’s Misuse of Drugs Act 1971
- e-cigarette tank capacity is no more than 2ml
- e-liquid nicotine strength is no more than 20mg/ml
- You are not selling bongs and other similar drug paraphernalia
- You have a European company of incorporation and sell mostly to EU countries *

* We will block cardholders from Denmark; Finland and Norway legal reasons. The USA may also be blocked subject to application

Vaping and e-Cigarette Processing Costs and Fees

Once you have completed the online application form, you will be contacted within 1 - 2 business days by your allocated account manager confirming ALL costs and fees and a list of documents to return if you wish to proceed.

Set-up Fee: Nil
Early Cancellation Fee: Nil
Monthly Fee: 10
Credit Card Fee: 4%
Transaction Fee: 20p
Settlement: Daily or weekly (subject to application)
Rolling Reserve: 10%
MasterCard Reg Fee: $500
Contract Period: Month to month

Please note that the above fees are non negotiable. However, after 6 - 12 months processing we will happily revisit costs.

Additonal Considerations

The UK Tobacco Products Directive 2014/14/EU (TPD) introduces new rules for nicotine-containing electronic cigarettes and refill containers (Article 20). MHRA is responsible for implementing the majority of provisions under Article 20 and has been designated as the competent authority for the notification scheme for e-cigarettes and refill containers in the UK.

The UK Tobacco and Related Products Regulations 2016 implement the TPD in the UK, and came into force on 20 May 2016. Part 6 of the regulations sets out the requirements for e-cigarettes and refill containers.

The regulations introduce requirements for producers of e-cigarettes and refill containers. A producer is anyone who manufactures or imports these products or who re-brands any product as their own. Producers must submit information about their products to MHRA through a European Common Entry Gate (EU-CEG) notification portal.

Retailers do not need to submit information for any products they sell unless they also qualify as a producer.

Vaping and e-Cigarette Merchant Account Approval Timescales

Please note that due to the nature of the business and the underwriting criteria, vaping merchant accounts usually take a little longer than normal lower risk accounts. Therefore once we have received your completed application documents back it takes around 7 - 14 working days to underwrite, approve and set live your payment processing.



Wish to continue? Sign-up today


We have one of the best approval rates with 95% of businesses being accepted


Please note we will require full access to the website(s) in question (including log in details) ahead of making a decision.
Read more on website requirements

Get started today ...
Simply choose and click on your business from the drop down menu and we will redirect you to the account we can provide

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