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Standard Account
Virtual Terminal

This also includes the merchant account and gateway only solutions

Our Mail Order Telephone Order Payment Service enables you to accept payments by phone, fax or mail using an online form. So, in addition to accepting payments directly through your internet site, you can process sales from your other channels, using the same payment system. Please click here for prices and much more

Transactions are protected by three security options: AVS (address verification system), a negative database check, and CVD (card verification data).


Processes payment details taken by phone, fax or mail

Quick and easy to set up with no complex software to install

Pre-Authorisation - authorises an amount on a card without actually taking it

Hosted on secure servers

Accept a wide range of card payment types

Accepts multi-currency transactions

No software to maintain

Basic Information needed to process a MOTO transaction

Card Holder: Card holder as it appears on the credit card

Card Number: Credit/debit card number

CVV: Card Verification Value Code

Expiry Year and Month: Credit card expiry year and month

Card Type: This value is optional

Issue Number: Card types like Switch or Solo have an issue number


Increase sales by accepting 'Card Not Present' transactions

Can be used solely for MOTO transactions

Support customers who may prefer not to enter their card details online

Enable consolidation of call centre and mail-order operations

No need for separate processing systems for Internet and non-Internet sales

Increase global sales by taking multi-currency payments

Deferred Payments (pre-Authorisation)

In addition to the normal online credit/debit card checks, you may want to make offline checks against your shopper's credit/debit card. Deferred payment (or pre-authorisation) gives you the time to make such checks.

The shopper enters their card details as normal and funds are reserved for payment against the shopper's card. However, the payment is not completed at the time, but deferred, allowing you to make additional offline checks. Once happy you complete the transaction. The shopper is now debited.

Note: Pre-authorised transactions are effective for 5 working days and, if not authorised, will lapse after this period.


Main Virtual Terminal Info
Adult Virtual Terminal

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In business it is critical that you capture every sale, every time...

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Did you know?

We were the very first company to develop the virtual payment terminal back in 1997.

Due to the ease of use and mass popularity, this system is now offered by many banks and PSP's throughout the world.

On the move

The Virtual Terminal has been designed to be used on a range of devices and screen sizes. Therefore it can be accessed from anywhere with a secure internet connection.

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Simply choose and click on your business from the drop down menu and we will redirect you to the account we can provide

Thawte Security
Data Protection Act 1998: Reg No. Z3544745
Anti-Money Laundering Registration No.12709698
PCI DSS Certified





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What is a Merchant Account?
What is a Payment Gateway?

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Low - Medium Risk Online Payments
Adult Merchant Account
High Risk Merchant Account

eCheck Payment Processing
Free Virtual Terminal

Safe, secure and reliable payment processing since 1997

Web-Merchant Services Limited © 1997 - 2021 | Company Registration No. 03919014

Fully compliant with the Payment Card Industry Data Security Standard (PCI DSS). NCA Approved. Anti-Money Laundering No.12709698. GDPR Registration No. Z3544745
MasterCard ® is a registered trademark of MasterCard International Inc. Visa ® is a registered trademark of Visa International Service Association.

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